Terms of Service
SMS Messaging Terms & A2P Compliance
Program Description
This messaging program sends appointment-related communications to customers who have scheduled appointments with CFP Financial Advisor through our website at https://cfpfinancialadvisor.com/ or via our scheduling forms.
Message Types Include:
- Appointment confirmations
- Appointment reminders
- Rescheduling notifications
- Customer support communications
Opt-In Requirements: Participation requires explicit consent through our web forms with a dedicated SMS consent checkbox. By providing your mobile number and checking the SMS opt-in box, you expressly consent to receive automated text messages from CFP Financial Advisor.
Message Frequency: Message frequency varies based on your appointment schedule and service usage. You may receive up to 5 messages per month.
Opt-Out Instructions
To Cancel: Text "STOP" to any number that sent you messages from CFP Financial Advisor. You will receive a confirmation message confirming your unsubscribe status. After confirmation, you will no longer receive SMS messages from us.
To Resubscribe: Complete the opt-in process again through our website scheduling forms.
Customer Support
For Help: Reply "HELP" to any message or contact us directly:
- Email: [email protected]
- Phone: +1 (949) 793-9370
Message & Data Rates
Standard message and data rates may apply for both messages sent to you and messages you send to us. Message frequency varies based on your service usage and appointment schedule. Contact your wireless carrier for questions about your text or data plan.
Carrier Information
Supported Carriers: Our SMS program works with all major U.S. wireless carriers including AT&T, T-Mobile, Verizon, and most regional carriers
Carrier Liability: Carriers are not liable for delayed or undelivered messages
Eligibility
You must be 18 years or older to participate in our SMS program.
Privacy & Data Protection
Your privacy is important to us. For detailed information about how we collect, use, and protect your personal information, please review our Privacy Policy at https://cfpfinancialadvisor.com/privacy-policy.
Compliance Statement
We comply with all applicable laws and regulations, including:
- Telephone Consumer Protection Act (TCPA)
- CAN-SPAM Act
- CTIA Messaging Principles and Best Practices
- Cellular Telecommunications Industry Association (CTIA) guidelines
- Application-to-Person (A2P) messaging requirements
General Terms of Service
Acceptance of Terms
This website (the "Site") is owned and operated by CFP Financial Advisor ("Company," "we," or "us"). By accessing or using the Site in any manner, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply to specific sections or services.
Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Updated terms will be posted on this website with the effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.
Intellectual Property Rights
Our License to You
This Site and all materials are protected by copyright, trademark, and other intellectual property laws. The Site is provided for your personal, non-commercial use only.
Permitted Use:
- Download and print individual pages for personal, non-commercial use
- Keep all copyright and proprietary notices intact
Prohibited Use:
- Modify, copy, reproduce, republish, upload, post, transmit, translate, sell, or create derivative works
- Use automated systems to access the Site
- Infringe upon our intellectual property rights
Your License to Us
By submitting any material to us via the Site (including comments, photos, videos, or other content), you represent that you own the material or have necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, distribute, and publicly display such material.
Disclaimers and Limitations
Third-Party Links
Links to third-party sites do not imply endorsement. We are not responsible for third-party content, products, or services.
Warranty Disclaimer
The Site and all information, products, and services are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.
Indemnification
Important: You agree to indemnify and hold harmless CFP Financial Advisor, its affiliates, officers, directors, agents, and employees from any claims, damages, liabilities, costs, and expenses arising from your breach of these Terms of Service.
User Accounts and Security
Registration Requirements
Access to certain Site features may require account registration. You agree to:
- Provide accurate, current, and complete information
- Maintain the confidentiality of your login credentials
- Be responsible for all activities under your account
- Notify us immediately of unauthorized account use at [email protected]
Third-Party Commerce
Certain Site sections may allow purchases from third-party vendors. We are not responsible for third-party products, services, or transactions. Your participation in third-party dealings is solely between you and the vendor.
Termination
We reserve the right to terminate or suspend your Site access without notice if you violate these Terms or engage in inappropriate or unlawful conduct. Upon termination, you must cease all use of the Site and any obtained content.
Governing Law and Dispute Resolution
These Terms of Service are governed by the laws of California. Any disputes shall be resolved exclusively through binding arbitration in California.
Contact Information
For questions regarding these Terms of Service, please contact us:
Email: [email protected]
Website: https://cfpfinancialadvisor.com/